Protecting your most valuable assets.

Holding adequate insurance cover is an important financial consideration for a number of reasons, including in situations where you may have debts, your ability to meet your living expenses would be at risk if you were to be unable to work or to take care of dependants (such as your spouse or children) in the event of illness or death. When determining appropriate insurance cover to meet your needs, consideration should be given to the type of cover, as well as how to structure your cover. Certain types of insurance cover can be held through super, including life insurance, some TPD policies and income protection which may also be referred to as salary continuance cover. When it comes to structuring your insurance, it is also important to consider the implications when your policy pays a benefit as well as how you pay the premiums. For further information about the benefits and drawbacks of holding insurance cover via superannuation please download our informational flyer.

If you would like further advice about strategies that will assist you to retain your risk cover strategy and continue to increase your retirement savings please contact our office on 08 8179 7100 or via email at